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Compare our Checking Accounts
Features
Gateway Personal Checking
Gateway Golden Checking
Gateway NOW Account
Minimum Opening Deposit $250 $100 $1,000
Monthly Service Charge No Charge with a $500 minimum daily balance. Otherwise $7.50 per month.3 None3 No Charge with a $1,000 minimum daily balance. Otherwise $10.00 per month.3
Interest Earning Account    
Free Printed Checks    
Unlimited free ATM access at any ATM
Visa Debit Card  
Free Telephone Banking
Free Online Banking and Bill Pay
Gateway Personal Checking Gateway Golden Checking
Our most popular basic checking account designed for the individual with an average amount of activity.

Minimum Opening Deposit: $250

Features:
  • ATM/Visa Debit Card2 with unlimited transactions free of surcharges at all ATMs nationwide
  • Free Telephone Banking
  • Free Online Banking and Bill Pay
  • Direct Deposit Available

Monthly Service Charges:
No charge with a $500 minimum daily balance. For balances less than the minimum, $7.50 per month.3
An account designed for the individual 55 years of age or more.1

Minimum Opening Deposit: $100

Features:
  • No minimum balance requirements
  • Unlimited checks, transfers or withdrawals
  • Free checks for life of the account
  • ATM/Visa Debit Card2 with unlimited transactions free of surcharges at all ATMs nationwide
  • Free Telephone Banking
  • Free Online Banking and Bill Pay
  • Direct Deposit Available

Monthly Service Charges:
None.3
Gateway NOW Account  
An interest bearing checking account for individuals who carry larger balances. Available only to individuals, sole proprietors or certain non-profit businesses and government agencies.

Minimum Opening Deposit: $1,000

Features:
  • Unlimited checks, transfers or withdrawals
  • ATM/Visa Debit Card2 with unlimited transactions free of surcharges at all ATMs nationwide
  • Free Telephone Banking
  • Free Online Banking and Bill Pay

Interest:
Interest is compounded daily and paid monthly. Click here for current rates.

Monthly Service Charges:
No charge with a $1,000 minimum daily balance. For balances less than the minimum, $10.00 per month.3
 

*Terms, fees and conditions are subject to change without prior notice.
1Must be 55 or older. There is a limit to one account per household. Business and trust accounts are not eligible for this type of account (Family Trust Accounts are accepted)
2Approval required for Visa Debit Card.
3All accounts feature check imaging at no cost. Any account receiving cancelled checks in their monthly statement will be charged a fee of $5.00 per month.
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