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Compare our Certificates of Deposit
Features
Regular CDs
Jumbo CDs
IRA CDs
Minimum Opening Deposit $10,000 $100,000 $2,000
Interest Earning Account
Early Withdrawal Penalty
Free Online Banking
Gateway Certificates of Deposit Individual Retirement Accounts (IRAs) Certificates of Deposit
Gateway CDs pay higher interest rates than most other savings products

Minimum Opening Deposit:

  • Regular CDs: $10,000
  • Jumbo CDs: $100,000
     
Terms:
  • Maturities range from a minimum of 30 days to a maximum of 60 months

Interest:

  • Interest is compounded daily
  • Interest remains in the account to compound or can be paid out to you by check on a monthly or quarterly basis or at maturity.

Click here for current interest rates.

Penalties:
Substantial penalties apply to early withdrawal on all CDs.

Other:
Online Banking available to view balances and maturity dates
 

Minimum Opening Deposit: $2,000

Terms:
IRA Certificates of Deposit are available with the following maturities:

  • 1 year
  • 18 months
  • 2 years

Interest:
Interest is compounded daily and paid monthly. Click here for current interest rates.

Penalties:
Substantial penalties apply to early withdrawal on all IRA CDs.

Other Charges:

  • $25 IRA annual maintenance fee
*Terms, fees and conditions are subject to change without prior notice.
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